Overview
Crypto.com is one of the biggest crypto exchanges, boasting over more than 100 million monthly users since 2024. The company offers more than 400 digital assets. In addition,...
Crypto.com is one of the biggest crypto exchanges, boasting over more than 100 million monthly users since 2024. The company offers more than 400 digital assets. In addition, traders can also trade in stocks, fractional shares, and options (access to tradable assets depends on the country one trades from).
The exchange first started operations in 2016 under the name Monaco Technologies GmbH, and was later rebranded to Crypto.com after they acquired the domain. To offer their services, the company has multiple regulations from major regulatory bodies around the world like FINRA, FCA, MAS (Singapore), ASIC, and many others.
Crypto.com offers multiple trading account types, access via apps and website, multiple account options, flexible funding options, and so much more. Read this detailed crypto exchange review to learn more about Crypto.com. We cover both the pros and cons to help you make informed decisions.
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Our Verdict 4.4 / 5
See our process of evaluating brokers
Pros
- Extensive Number of Crypto Assets: 400+ crypto assets available on the platform.
- Available in the US: Unlike many financial platforms, the company accepts clients from the US.
- 30+ Global Regulations: Crypto.com has multiple licences from major regulators like FCA, FINRA, and ASIC.
- Transparent Fees: The company has a transparent fee structure and does not charge for inactivity.
- Multiple Account Types: Crypto.com has multiple accounts including an Islamic account, US trading accounts, demo accounts, and multiple others.
- 24/7 Multilingual Support: The company offers 24/7 support via email and live chat support in 30+ languages.
- 5% Cashback on Crypto.com Pay: Traders can earn 5% cashback when making payments with the company’s CRO token.
Cons
- Asset Availability Subject to Jurisdiction: Many tradable assets may not be available outside of the US.
- Long Support Queues: Customer support queues can be quite long with the company, especially on very busy trading days.
- No CFD Trading Available: Unlike most brokers, Crypto.com does not offer CFD trading.
General details
Supported Countries
Whenever you look up a crypto exchange to buy or sell crypto assets, it is always important to see if the exchange offers services in your country or not. Oftentimes, due to local or international restrictions a crypto exchange may or may not offer services in a country.
For Crypto.com, we did this research for you so you don’t have to. The users from the following countries are restricted by the platform:
- Afghanistan
- Algeria
- Andorra
- Bangladesh
- Belarus
- Benin
- Bolivia
- Botswana
- Burkina Faso
- Burma (Myanmar)
- Burundi
- Central Africa Republic
- Chad
- China
- Comoros
- Congo
- Cook Islands
- Cuba
- Djibouti
- Dominica
- Equatorial Guinea
- Eritrea
- Ethiopia
- Gabon
- Gambia
- Gaza Strip
- Guinea
- Guinea-Bissau
- Guyana
- Haiti
- Iran
- Iraq
- Kiribati
- North Korea
- Kyrgyzstan
- Lebanon
- Lesotho
- Libya
- Macau
- Malawi
- Mali
- Marshall Islands
- Mayotte
- Micronesia
- Montserrat
- Mozambique
- Namibia
- Nauru
- Nepal
- Niger
- Palau
- Palestine
- Russia
- Saint Helena
- Samoa
- Sierra Leone
- Somalia
- Sudan
- Suriname
- Swaziland
- Syria
- Tajikistan
- Tanzania
- Togo
- Tonga
- Tuvalu
- Venezuela
- Wallis and Futuna
- West Bank
- Western Sahara
- Yemen
- Zimbabwe
- New York (US)
- Ukraine (restricted regions)
Most of the time, if a broker or an exchange does not offer services in your country, you cannot access their website. Otherwise, you can always visit the sign up page of a brokerage and fill in the details to see the availability in your country.
Average Customer Rating
Whenever you choose a financial service provider, it is recommended to see what their average customer ratings look like. Our readers can add their reviews for all brokers and exchanges featured on our website.
At the time of writing this article, Crypto.com has a rating of 1.3 stars on Trustpilot. The company’s competitor Binance is currently at 1.4 stars with their profile currently going under review on Trustpilot.
Apps and Website
Crypto.com offers multiple apps for mobile, web apps, and browser-based applications. Multiple app options make the platform easily accessible to different segments of traders. Mobile apps allow users to stay on top of trading opportunities and their portfolio quite easily. Professional traders may prefer the web app more for its advanced features.
The company has an Onchain (formerly DeFi Wallet) option. This account is best suited for DeFi and Web3 users. Onchain is a non-custodial platform which means users keep their private keys instead of a third party.
You can find the key features of Crypto.com’s platform in the following table:
Platform | Type | Custody | Best For | Key Features |
Crypto.com App (iOS & Android) | Mobile Brokerage | Custodial | Beginners & everyday users | Trade 400+ cryptos, staking on 30+ coins (up to 14.95% APY), Visa card management, fiat deposits via bank transfer/card/Apple Pay/Google Pay, biometric login, portfolio tracking |
Crypto.com Exchange (Web & Desktop) | Trading Platform | Custodial | Intermediate to advanced traders | Spot, margin & futures trading, deep liquidity, high-speed execution, advanced charting tools, OTC for institutions, available on Windows, macOS & web browser |
Crypto.com Onchain (formerly DeFi Wallet) | Non-Custodial Wallet | Non-Custodial | DeFi & Web3 users | Full private key control, multi-coin wallet, DEX trading, NFT storage & management, DeFi staking/lending via Aave/Compound/Cosmos, Ethereum gas tracker, Ledger hardware wallet support |
Trading Fees
Crypto exchanges charge different types of fees that traders should know about. Otherwise, such fees come as an unpleasant surprise. These fees include deposit fees, withdrawal fees, overnight swap fees, account maintenance fees, inactivity fees, currency conversion fees, stop order fees, taker fees, and maker fees.
The company has a very straightforward and transparent approach towards all these fees. All the updated fees can be found on the company’s website. Like most crypto exchanges, Crypto.com charges its customers account maintenance fees, taker fees, maker fees, stop order fees, and withdrawal fees.
But a good thing is that the company does not charge deposit fees, withdrawal fees, currency conversion fees, and inactivity fees. In addition, there is no minimum deposit threshold. Users can start trading with a minimal balance.
Fee Type | Charged |
Account Maintenance Fee | Yes |
Taker Fee | Yes |
Maker Fee | Yes |
Stop Order Fee | Yes |
Withdrawal Fee | Yes |
Deposit Fee | No |
Currency Conversion Fee | No |
Inactivity Fee | No |
Minimum Deposit | No |
Deposit and Withdrawal Methods
Crypto traders have to frequently make deposits and withdrawals with their crypto exchanges. Therefore, it is highly recommended to check the payment options available with an exchange.
Crypto.com makes deposits/withdrawals seamless by offering multiple payment channels and currencies.
Deposit Options
Traders can make deposits via debit/credit cards (Visa and Mastercard), bank transfers, Google Pay, Apple Pay, and crypto transfers.
Withdrawal Options
Withdrawals can be made with debit cards, credit cards, cryptocurrencies, and bank transfers.
Crypto.com Pay
Instead of withdrawing funds, you can use your Cryoto.com wallet as a payment method as well. You can visit a merchant that accepts crypto payments and follow the instructions to complete a transaction.
Users can also opt for a digital or physical prepaid Visa debit card from Crypto.com. There is up to 5% cashback on using Crypto.com for payments.
Educational Material and Learning Hub
Trading crypto requires non-stop learning. One has to keep an eye on the latest trends, understand the basics, different trading and investing strategies, understand crypto terminologies, and much more.
To help traders learn and understand different things about trading, crypto exchanges oftentimes have dedicated education hubs. Crypto.com is no different. In fact, the company’s trader education and training material is truly extensive. The material covers a lot from basic concepts to advanced trading strategies.
You can find Crypto.com's trading material in 5 sections: Learn, University, Research, Bitcoin, and Market Updates. These sections have dozens of articles each covering surface level topics to advanced strategies.
Besides the text content, the company also has a YouTube channel with a 106k+ subscribers. In our research, we found multiple live sessions for crypto traders on the company’s YouTube channel.
Customer Support
Like we always say in all our broker/trading platform/crypto exchange reviews, customer support makes or breaks the experience. In our reviews, we look at aspects like availability, channels (chat, email, and call), and languages.
Crypto.com offers 24/7 customer support via chat and email ([email protected]). However, accessing support can be sometimes difficult due to long waiting queues.
Being a global crypto exchange with presence in more than 90 countries, the company offers support in 37 languages in total.
You can find all the languages in the table below:
Region | Language |
European | English |
European | French |
European | German |
European | Spanish |
European | Portuguese |
European | Italian |
European | Dutch |
European | Polish |
European | Romanian |
European | Greek |
European | Croatian |
European | Czech |
European | Danish |
European | Finnish |
European | Swedish |
European | Norwegian |
European | Slovak |
European | Slovenian |
European | Estonian |
European | Latvian |
European | Lithuanian |
European | Maltese |
European | Bulgarian |
European | Ukrainian |
Asian | Simplified Chinese |
Asian | Traditional Chinese |
Asian | Japanese |
Asian | Korean |
Asian | Hindi |
Asian | Indonesian |
Asian | Thai |
Asian | Vietnamese |
Asian | Cambodian |
African | Afrikaans |
African | Zulu |
Middle Eastern | Arabic |
Eastern European | Russian |
Eastern European | Hungarian |
Americas | English (US) |
Americas | Spanish (Latin American) |
Regulations
Crypto.com is a multi-regulated exchange with multiple regulations including from reputable tier-1 regulatory bodies in the US, EU, UK, and Australia. Licences from strict regulators means the crypto exchange has to comply with very high standards of operations.
The company enforces AML (Anti-Money Laundering) and KYC (Know Your Customer) as part of its compliance. The products you can access significantly depend on your country of residence and the type of regulatory framework in place.
You can find Crypto.com’s regulations and licences detailed data in the table below:
Region | Regulator / Body | License / Registration |
United States | FINRA / SEC | Broker-Dealer Registration (Foris Capital US LLC) |
United States | CFTC | Derivatives Clearing Organization (DCO) License |
United States | CFTC | Designated Contracts Market (DCM) License |
United States | FinCEN | Money Services Business Registration |
United States | State Regulators | Money Transmitter Licenses |
United States | OCC | Non-depository Trust Company Charter (conditional) |
European Union | EU Regulator | Class 2 Crypto-Asset Service Provider License (MiCA) |
European Union | EU Regulator | Electronic Money Institution License |
European Union | EU Regulator | Investment Firm License (MiFID) |
United Kingdom | FCA | Crypto-Asset Business Registration (FORIS DAX UK LIMITED) |
United Kingdom | FCA | Electronic Money Institution License |
Singapore | MAS | Major Payment Institution License |
Australia | ASIC | Australian Financial Services License |
Australia | AUSTRAC | Digital Currency Exchange Service Provider Registration |
Hong Kong | SFC | Virtual Asset Trading Platform License (Deemed Status) |
South Korea | FSC | VASP License |
South Korea | FSC | Electronic Financial Transaction Act Registration |
Dubai | VARA | Virtual Assets Service Provider License |
Abu Dhabi | ADGM | Category 3A License |
Bahrain | CBB | Payment Service Provider License |
Brazil | BACEN | Payment Institution License |
Brazil | COAF | COAF Registration |
Canada | FINTRAC | Money Services Business Registration |
Canada | Provincial Regulators | Restricted Dealer Registration |
Cayman Islands | CIMA | Virtual Asset Service Provider (conditional approval) |
Mauritius | FSC | Investment Dealer License |
Cyprus | CySEC | Investment Firm License (MiFID) |
Conclusion
All things considered, Crypto.com is one of the top crypto exchanges with many standout features and extensive range of crypto products. Multiple global and regional regulators add multiple layers of security and fraud prevention measures. The account funding options, multiple account types, and different apps serve the needs of many different types of traders.
If you are wondering if it is worth it or not, it may be better to test the crypto exchange with small investments. The demo account and no minimal deposit requirement makes testing the platform quite easy.
Customer reviews
Read real reviews from traders all over the world:
Accounts
All traders are different and so are their preferences. To cater to different types of traders, brokerages and crypto exchanges often have multiple types of trading accounts. These account types differ in trading conditions, fees, tradable assets, and experience level among other things.
You can find all the available account types available on Crypto.com in the following table:
Demo Account | Available |
Islamic Accounts | Available |
Segregated Accounts | Available |
Beginner Friendly Accounts | Available |
Retail Trailing Accounts | Available |
US Trading Accounts | Available |
